Personal Banking Solutions

 
It may be cliché, but in today's fast-paced world, it truly is the little things that count - like knowing your name, offering a bright hello and friendly smile. Let our Personal Banking Officers get to know you as they do each and every one of our clients.  
 
At Grove Bank & Trust, our focus is you, and our commitment is to anticipate your needs and add value with products and services for all the stages of your life. Tell us your plans and your goals, and we'll provide the strategic guidance to help you realize your dreams. 

 

Deposit accounts


ACCOUNT
TYPE
MINIMUM OPENING DEPOSIT
WAYS TO AVOID
MAINTENANCE FEE
MAINTENANCE FEE INTEREST BEARING
ADDITIONAL
BENEFITS
Personal Checking $100

$500

(minimum daily balance)

$10

(monthly)

No N/A
Personal Interest Checking $100

$1000

(minimum daily balance)

$10

(monthly)

Yes

N/A

Elite Checking $100

$5000

(minimum daily balance) OR Lending or Wealth Relationship

$25

(monthly)

Yes
  • Custom debit card limit
  • Free order of standard checks annually
  • Free stop payments
  • Discounted safe deposit box (subject to availability)


Savings accounts

 

ACCOUNT
TYPE
MINIMUM
OPENING DEPOSIT
WAYS TO AVOID
MAINTENANCE FEE
MAINTENANCE
FEE
INTEREST
RATE TERMS
Personal Savings $100

$300

(minimum daily balance)

$5

(quarterly)

$300+
Money Market $100

$2,500

(minimum daily balance)


$10

(monthly)

$2,500 - $99,999

$100,000 - $249,999

$250,000 - $999,999

$1,000,000+

Certificate of Deposit

Early withdrawals may reduce earnings

$2,500

N/A

$0

31 days - 5 years
Individual Retirement Accounts
$100

N/A

$0

Traditional and Roth IRAs 1-5 years


High Tech Solutions

  • Online Banking
  • Online Bill Payment
  • Online Internal Transfers
  • Online External Transfers
  • Online Stop Payments
  • Mobile Banking
  • Mobile Bill Payment
  • Mobile Remote Check Capture
  • Mobile Person to Person Money Transfers
  • Debit Card with Free Access to All Publix Presto ATMS

 

Non-Resident Alien (NRA) clients are subject to $25,000 minimum opening deposits and are required to maintain a balance of at least $25,000 in order to avoid the $25 monthly service charge. NRA clients are defined as individuals for whom the Bank does not have a social security number on file and who has to complete a W8 form. 
Please refer to the service fee schedule disclosure and account agreements for additional fees and restrictions related to these accounts. Rates vary. Meet with a banker for specific information.