
Real Estate Lending That Fits Your Next Move.
Whether you're moving, growing your real estate portfolio, or looking to refinance, we're here to help with credit solutions built around your goals.
We offer flexible lending options designed to support your plans whatever they may be.
Here's what you can expect:
- Preferred Rates
- Accelerated 30 day closing
- Extensive knowledge of the S FL real estate market
- Local decision making

Home
Our approach to financing your primary residence or vacation home is to create a seamless experience from application to closing. We provide mortgages for residence or vacation homes in Florida.
Pricing is competitive and relationship-based, including both fixed and variable rate options for super jumbo, jumbo and conventional home loans.

Residential Construction Loans
When building a primary or second home is part of your plan, you can depend on us to support your vision, from foundation to finish.
Our construction to permanent loan program facilitates funding during construction and transitions into a long-term mortgage when construction is complete.

Real Estate Investment Loans
We are a preferred lender for some of South Florida's leading real estate developers and offer expertise in income-producing property lending to provide tailored solutions for individual real estate investors.
While structuring your credit facility we take the time to understand your real estate investment strategy, the potential of your portfolio and vision for your next property.

Cash-out Refinance
Use the value of your real estate to access cash when you need it. Boosting your cash flow gives you the flexibility to upgrade your property, invest in new opportunities, or make your next big move.

Home Equity Line of Credit
A Home Equity Line of Credit gives you easy, flexible access to cash whenever you need it. Tap into funds as you go, with repayment options to work around your schedule.
A home loan experience that's personal, easy,
and built around you.
Online or In-person Application
Whether you prefer to apply online or sit down with someone in person, our licensed mortgage loan officers will make the process fit what works best for you.
Smarter Loan Solutions
Let's chat about simple ways to make borrowing more cost-effective - like using a trust, LLC, or other structures that fits your needs. It's all about helping your money work harder for you.
Personalized Service
You'll have a dedicated loan expert by your side to handle all the details from start to finish. And with our secure online platform, you can easily check in on your loan progress anytime.
Loan Support
Our support doesn't stop once your loan closes. Our team is always here to answer questions and help with whatever you need - right up until your loan is fully paid.
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Apply online or with the support of a home financing specialist.
Apply online in just a few steps or schedule a meeting experts to receive personalized guidance. We're ready to help you find the best financial solution.
Maria Karla Carrillo
AVP | Residential Lending Officer
(NMLS# 2740138)
AVP | Residential Lending Officer
(NMLS# 2740138)
mcarrillo@grovebankandtrust.com
306.808.3708
306.808.3708
Andrew Yanez
Executive Vice President | Chief Lending Officer (NMLS# 1409778)
ayanez@grovebankandtrust.com
305.808.3720
Executive Vice President | Chief Lending Officer (NMLS# 1409778)
ayanez@grovebankandtrust.com
305.808.3720